One of the most perplexing elements of D&B’s scoring and analysis continues to be their calculation of conservative and aggressive credit...

Many small business owners have tried to garner working capital loans or lines of credit from their local bank and have been denied for...

Most small business owners are aware of their Dun & Bradstreet Paydex score. Some will even have a basic understanding of how it can...

When you submit an application for credit, you are providing only the basic information a potential creditor needs to make a preliminary...

Oftentimes, when asked what types of credit they already have, business owners will stammer, or say they aren't sure, or will say they...

It’s a fact… Small business owners have to work harder to make their business a success. Unlike the Fortune500, you don’t have the budget...

As hard as you work to separate business from personal – whether you’re talking about your income, assets, or liabilities – why is it...

Tax-time is upon us… and as small business owners, we understand exactly what you are going through at this time of year. There are...

Every small business owner understands the importance of vendor accounts, merchant services, working capital, and credit cards to their...

There is more to celebrate this week than just the upcoming New Year. Each January 1, your business is officially one year older. For...

Many of our subscribers are real estate agents, managers, brokers, investors, or flippers – or those who want to be. So we get asked one...

Too many small business owners are in the mindset that building corporate credit should be done quickly and then not given another...

Although a legal CPN can be used when applying for credit cards and obtaining financing that is not government related, the practice has garnished a negative stigma due to some less-than-desirable techniques practiced and the frauds being perpetrated by an unsuspecting public. Oftentimes the new CPN will match a SSN belonging to underage minor children or deceased individuals. If you use those numbers, it could open you up to being investigated for fraud or identity theft.

Did you know that many of your current suppliers could be reporting positive payment history about your business but the information is...

The real estate market is awash with investment possibilities due to (or in spite of) the current economic climate. As more and more...

Two business-owners walk into a bank… ​It may sound like the beginning of an old joke, but it is no laughing matter. A downturn in the...

Many lenders and creditors who rely on D&B analytic data are putting more emphasis on the D&B Viability Rating when determining creditworthiness. Unlike the D&B rating most people are familiar with, the D&B Viability Rating breaks down a company’s creditworthiness and risk into 4 easy-to-understand scores. Reach out to me directly if you want to boost your business credit scores and ratings.

Believe it or not, most of the so-called web-based credit gurus who tout their claims with flashy ads and bold promises don’t realize the...

Any company who is requiring that you pay to purchase a credit line at their business or one unrelated to their own is putting your business at extreme risk. Not only could those tradelines be removed from your D&B profile, but your business can be downgraded and your business credit could be frozen or permanently destroyed in the process. Reach out to me directly if you want to boost your business credit scores and ratings.

One of the biggest mistakes people make in small business is the failure to separate their personal credit and assets from their business...