The internet is flush with companies who are still promising small business owners they can get "EIN-based" credit. It may take months and thousands of dollars before the business owner realizes he's been rooked. In reality, they are just trying to sell a "golden unicorn" service the only way they can: with misinformation. Reach out to me directly if you want to boost your business credit scores and ratings before you apply.

Do you have a slow payment showing on your business credit report that is bringing down your scores and ratings? Have you thought about disputing it but didn't know how? Or did you successfully dispute a slow payment only to see that it reappeared a month or so later? Let's do a deep dive on the facts about how the slow payment dispute process works so you can make an informed decision as to whether you should dispute that slow payment or not — and why you may not want to.

If you're planning to spend money on holiday gifting, buying those gifts now (and doing it the right way) could mean that many of these "seasonal" purchases get reported to the commercial credit bureaus and count toward boosting your business credit scores and ratings. Sometimes it can be as easy as creating a new account in your business name and paying for your purchases using your business debit or credit card! Reach out to me directly if you want to boost your business cr

The one topic that baffles more small business owners than any other is how to legitimately add positive payment history to the D&B file to help build or boost business credit scores and ratings. So I've made a list of the most frequently asked questions, and I've provided the answers to make the process a little easier for anyone who just needs a little help getting from Point A to... well... the best D&B scores they could even imagine.

D&B's new security process requires that specific owner's information be entered into the system to verify a principal's identity in order to gain access to the site — and they'll need to undergo an intense identity verification process that may include QR codes, selfies, and accessing your business bank account to verify your ownership. If you need help accessing your file via D&B's new DUNS Profile Manager, give me a call. I can help you get access within just a few minute

I have worked with lots of business owners who had struggled to achieve credit approvals. I've see the same patterns in behavior over and over again, so it was easy to understand how updating certain information or making a few simple changes to their business practices could have an unbelievable impact and turn things around for them. That's why I outlined five key issues that any business owner can address on their own time, and every single one of them is free!

Did you know that you can have a hand in crafting how your business is represented in your D&B report? After all, you — more than anyone...

Adding just one vendor to your D&B file has the potential to boost your scores and ratings by up to 90%. What most small business owners don't realize, though, is that choosing which vendors you can use to get payment habits reported to the business credit bureaus isn't as hard as you might think, especially if you consider that even small mom-and-pop shops, contractors, and suppliers right in your own neighborhood are often among the most beneficial to your scores and rating

f you want your existing payment history to get added to your D&B file, it's actually pretty simple — but ONLY if you know what you are doing, how and when to do it, and you have the time and determination to track your progress on a daily basis. For all you Do-It-Yourself'rs out there, here's my: Step-by-Step Guide To Adding Vendor Payments To D&B. Reach out to me directly if you want to boost your business credit scores and ratings.

Manually added payment history stays in your D&B report for 24-28 months, but history that flows in from auto-reporters can drop out of your report in half that time if you don't re-use the accounts at least once per year. Making a new purchase from your existing vendors once per year is good business, and for more reasons than you think. Reach out to me directly if you want to boost your business credit scores and ratings.

And how! We are really seeing exciting results right now! There are so many ways to build the business credit, boost scores and...

There are two questions I ask my clients more than any others: What was the last thing you purchased online? What are you shopping for...

How many vendors does your company utilize over the course of a year? Depending on what type of business you have, that number could...

Nine times out of ten, adding your own existing payment history to your business credit report is going to be far more beneficial than following someone else's cookie-cutter roadmap. If you have already been paying bills and making purchases in your day-to-day operations, those transactions are the ones that are going to say more about your company's capability and credibility than any cookie-cutter tradelines ever will. Reach out to me directly if you want to boost your busi

Are you like Sam? Sam told me he didn't have any vendors. He said, "I don't have any credit. All I ever use are local guys and small...

You probably already know the best way to build up your business credit is to add payment history. If you don't have any vendors or suppliers, you may try to use some of the more familiar trade lines offered up online. Unfortunately, this can lead to "cookie-cutter" credit where you end up with the same generic payment history as everyone else and nothing of substance that proves your creditworthiness. Believe it or not, using generic suppliers can actually do more harm than

Most business owners have applied for corporate credit at some point, whether in the form credit cards, bank loans, alternative funding,...

People always ask: "Is a business website and email required to build credit?" The short answer is "no", but there is a long answer,...

I know it may sound like a dumb question, but what are you planning to buy this week? What's on your shopping list right now? Ink or...

Have you ever wondered who is reporting payment history into your corporate credit report? Believe it or not, it's not always easy to...