NOTE: This impacts many of the lessons below!
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How to access the D&B DUNSmanager® to submit updates or launch slow payment disputes.



Believe it or not, most of the so-called web-based credit gurus who tout their claims with flashy ads and bold promises don’t realize the mistakes they are selling can doom your company to disaster. Or maybe they do know and just don’t care – so long as they can wrap their sweaty fist around more of your hard-earned cash.

The ignorance I witnessed during a recent 10 minute call from a so-called tradeline guru (quite literally) made me laugh out loud after I hung up on him. I learned more about tradelines in my first two weeks working at D&B® then that man had in his whole box of Cracker-Jacks. It’s amazing how much money these people can make preying on the desperation of others.

Any business credit consultant knows the single, most-impacting action a business owner can take to better their profile is to prove positive payment habits by adding tradelines. However, the problem with adding tradelines to your business credit profile can be found in Newton’s third law – for every action there is an equal and opposite reaction. If you don’t do it right, all the benefits can be reversed instantly, and have devastating results. So instead of letting you fall into someone’s foolish trap, we’re going to outline some basic guidelines.

Trigonometry studies the lines and angles of triangles – our list of No-No’s can give you the right angle toward business credit success.


PAYING FOR TRADELINES – Opening a business credit account with any company is free. If you are paying for it, you are being ripped off. When the company who sold that tradeline to you gets taken down, all of their clients will get punished, too, with a mound of debt and a cursed credit file that will keep you from getting more credit to be able to pay it off. In most case, you can get a tradeline from any company if you have a solid, well-rounded business credit profile.

TRIPLE VISION TRADE – Variety is the spice of life, and the recipe for success. Let’s say you own a tire repair shop. Do you really need to order highlighters from three different online office suppliers in one day? NO! While you may need one (maybe even two) office suppliers to help fill the gaps, nobody needs all of their vendors to be in the same industry. Even a highlighter store isn’t going to buy ONLY highlighters. A mom-and-pop restaurant may need a good degreaser, but they certainly don’t ONLY need degreaser.