Updated: Jan 26

Don’t be fooled. "Tradelines" are free.

Any company who is requiring that you pay to purchase a credit line at their business or one unrelated to their own is putting your business at extreme risk. Not only could those tradelines be removed from your D&B profile, but your business can be downgraded and your business credit could be frozen or permanently destroyed in the process. This could also impact any other businesses you may have or plan to have in the future.

If you are working with a company who is requiring that you to purchase a service so they can report that payment history to D&B, or they promote selling you some “tradelines” to boost your business credit profile, you are being ripped off.

Hundreds of businesses offer lines of credit for small businesses, with their only requirement being that your company has an established business credit profile. Unfortunately, there are unscrupulous businesses who are selling “tradelines” for outrageous prices, many of which are being also paid to be affiliates for those same companies, meaning they are making money off both ends of the deal.

The key to being able to g