Joy Greenwood
Jan 12, 20244 min read
Understanding Business Credit Scores and Ratings
It seems everyone working on their business credit report tend to focus on D&B's Paydex score as being the most significant factor, but...
Joy Greenwood
Dec 9, 20223 min read
Business Credit Isn't "Once-and-Done"
People sometimes get lulled into the misconception that once they have their scores and ratings in place they can wash their hands of the...
Joy Greenwood
Aug 20, 20214 min read
Your Annual Business Credit Check-Up
I tend to monitor my clients' corporate credit even more closely than my own, and I'd like to think I'm a pretty wise old bird... so...
Joy Greenwood
Dec 17, 20193 min read
How SBFE Impacts Your Business Credit
People often complain that many of their payments to lenders and financial organizations aren't reflecting in their Dun & Bradstreet...
Joy Greenwood
Nov 20, 20192 min read
Free Business Credit Assessment
Is your D&B report reflecting your company's strength and creditworthiness? Is your business data up-to-date and accurate? Do you have...
Joy Greenwood
Sep 27, 20193 min read
Understanding Business Credit Inquiries
Most small business owners view business credit inquiries in the same terms as personal credit inquiries, but — in reality — that...
Joy Greenwood
Aug 21, 20193 min read
Why Trade Lines Aren't One-Size-Fits-All
Your company is unlike any other. Even if you sell the exact same tires as the guy down the street, or the same type of cupcakes as the...
Joy Greenwood
Apr 12, 20194 min read
What Data D&B Will Gather From Your Vendors
I have yet to meet anyone who runs their business without expenses. Whether you're paying for prepared products or raw materials......
Joy Greenwood
Mar 29, 20193 min read
How to Find the Right Tradelines for Your Business
The vendors and suppliers your company uses is an integral factor in building and boosting your D&B scores and ratings, but finding the...
Joy Greenwood
Jan 31, 20194 min read
Does having D&B scores really matter?
Small businesses open new accounts and get approvals for commercial credit every day. So does it really matter if you have D&B scores...
Joy Greenwood
Jan 18, 20194 min read
Does your company have a full D&B Rating?
Did you know you can have 1000 payments in your D&B credit report and still not have a full D&B rating? All the payments in the world...
Joy Greenwood
Jan 3, 20192 min read
What factors impact D&B scores and ratings?
For those who think all you need to do to qualify for business funding is an 80 Paydex score... think again! An 80 Paydex score is easy...
Joy Greenwood
Dec 13, 20184 min read
How Using a DBA Impacts Your Personal Credit
When you're first starting a business and income is limited, you need to pinch every penny and make sure you're spending every dollar as...
Joy Greenwood
Oct 18, 20184 min read
How a Virtual Address Hurts Your Credit
Location. Location. Location. How many times have you heard it? But there are some credit "gurus" out there who tell their clients to...
Joy Greenwood
Sep 21, 20182 min read
Why Commercial Credit Isn't One-Size-Fits-All
If you have ever shopped for blue jeans, then you already know how many choices there are... and different labels and fabrics... whether...
Joy Greenwood
Aug 8, 20183 min read
What Data & Payments Say About Your Company
As you may have noticed, much of the training I provide focuses on the importance of adding payment history to your corporate credit...
Joy Greenwood
Jun 14, 20182 min read
Who's on your vendor list?
Are you like Sam? Sam told me he didn't have any vendors. He said, "I don't have any credit. All I ever use are local guys and small...
Joy Greenwood
Apr 5, 20183 min read
How business credit inquiries impact scores
Small business owners are sometimes reluctant to open new accounts with suppliers or apply for business funding because they are...
Joy Greenwood
Feb 14, 20184 min read
The Truth About Using a Personal Guaranty on Business Credit
You're filling out a credit application. Everything is going along just fine until you get to that box at the bottom... You know the...
Joy Greenwood
Nov 9, 20173 min read
Three Examples To Learn From
If you are working to build up your business credit scores and ratings, you may want to check out these three examples of clients who are...
