There is more to celebrate tonight than just putting another year behind us. As of midnight, your business has added age and credibility! January 1st could translate to an increased ability to reap rewards simply because your company is stronger, wiser, and now officially one year older! When the clock strikes midnight, your business — and every other business in D&B's database — will get one more year added to their history. What does that mean for you? More importantly...

With just three weeks left until the end of the year, now could be your best opportunity to boost business credit scores and ratings, especially if you are hoping to apply for new or additional credit after January 1st. To help put you in the best possible position, I've created a quick checklist that you can print or download in case you need it. To boost your business credit at year-end, it's important that you focus on several factors that have a direct impact on your scor

While the process of starting a new business is actually pretty easy, the more detailed knowledge that lies beneath those first steps can be a little tricky. That's why I've put together a list of tips and techniques to help you get through that process, and through it the right way.

Your business address contributes significantly to your company's legitimacy, credibility and creditworthiness. When looking for information about how to change your company's address in the business credit report, you might come across various tips on how to do so. However, online resources frequently omit some essential actions you should take beforehand.

By making essential updates, consolidating data, focusing on consistency and clarity, and by prioritizing sound repayment practices, your company's credibility can be significantly enhanced. Consistent, strong data and historical precedent removes doubt and confusion. If you run into a snag or need any assistance with building or boosting your company's credibility, scores and ratings, I'm always ready to help. Simply give me a call at 800-918-7505.

Economic uncertainty seems to be a prominent theme for 2025, particularly in the context of the US and global economies. Various factors, including rising tariffs, policy shifts and geopolitical tensions contribute to a fragile and uncertain economic outlook. While most economists encourage close monitoring of economic conditions and preparing for worst-case scenarios, not every business has been able to safeguard their corporate credibility.

When a derogatory transaction appears on a business credit report, there are multiple strategies available for addressing it. These include options for removing the transaction, converting it from a negative to a positive payment record, or allowing it to naturally expire from the report. You'll want to start by determining whether or not you want to dispute the slow payment.

Whether you’re embarking on the start-up journey, nurturing a young business through challenging times, or steering a well-established company through yet another test of resilience, preparing in advance for a recession can set you up for long-term success. With the right strategies in place, you’ll emerge from the downturn stronger, more secure, and better equipped to thrive in the future.

Self-employed workers reflect an important subset of small business owners: those who work for profit in their own unincorporated business. Historically, this group has been dominated by White Americans and men. But today, it is more diverse than ever before with women making up 43 percent of self-employed Americans, more than ever before. Black, Asian, and Hispanic shares of self-employed Americans are also near all-time highs.

Shortcuts cause others to question your company's legitimacy. To build strong and supportive business credit scores, your company has to bring certain standards to the table, such as stability, credibility, validity, trustworthiness, integrity and verifiable data. When these standards are in full view, creditors know your company is not a risk to them or their bottom line. Feel free to reach out to me directly if you would like to build your best business credit scores and ra

When you need business credit, you need it now. Not 60 days or 90 days or 6 months from now. What few people realize is that they may already have everything they need to build or boost their business credit. If you own a legitimate business, you've already been spending money to build, operate and grow your business. All you need now is a way to "get credit" based off of what you've been doing right all along. Reach out to me directly if you would like to build your best bus

Have you ever wondered if it was possible to boost your D&B Paydex score above 80? While most small business owners would be thrilled just to reach that milestone, there are times when an above average score can certainly be beneficial. Unfortunately, people who search the web for answers are being inundated with inaccurate information. It's time for us to set the record straight!

Successful businesses move forward by being prepared to seize upon unexpected opportunities. A crucial aspect of your readiness strategy should involve maintaining current and precise business credit profiles, featuring comprehensive company information and robust corporate credit scores and ratings. These elements demonstrate to potential lenders that your business is competent and well-prepared for success. Reach out to me directly if you want to build your best business cr

Did you know you can now add positive payment history to your Business Experian credit report? Much like the D&B process of submitting your vendors and suppliers for verification, Business Experian now allows their Business Advantage Report subscribers to submit their creditors for verification and inclusion to the corporate credit profile. Reach out to me directly if you want to build your best business credit scores and ratings.

When generating scores and ratings based upon the amount of risk your business can sustain, business credit bureaus gauge factors that impact your financial strength, longevity and credibility. Any natural disaster is going to have a negative impact on all of those, but the resulting hit a business takes to its credit risk analysis can sometimes be equally devastating. Reach out to me directly if you want to build your best business credit scores and ratings.

To answer the call for better working capital options, the SBA has begun a new pilot loan program referred to as 7(a) WCP to provide eligible small business owners with a range of financing needs while mirroring all of the best features of their existing permanent 7(a) line of credit options. Reach out to me directly if you want to boost your business credit scores and ratings before you apply.

For many small businesses, an SBA denial centers around what is (or isn't) in their D&B business credit report. If the SBA or SBA-approved lenders aren't able to find the company when searching D&B's database, or if they find the company but the information doesn't match what is on the company's loan application, they are automatically denied. Reach out to me directly if you want to boost your business credit scores and ratings before you apply for funding.

Companies who sell a one-size-fits-all strategy to their clients don't care about their client's companies. They are only focused on their own bottom line. Their cookie-cutter technique will do more harm than good because it sends a message to the bureaus that your business is only as credible as the thousands of others who have used those same techniques. Reach out to me directly if you want to boost your business credit scores and ratings.

Ensuring that your credit profile fully represents the company you are now, as opposed to where you were just a few short years ago, sometimes takes a little crafting and tweaking. And the more you put into your corporate credit report, the more you'll get out of it. These ten steps can help you craft an impeccable business credit reputation. Reach out to me directly if you want to boost your business credit scores and ratings.

My mother once told me, "If you are having to look over your shoulder to see if you're about to get caught doing something wrong, you're doing something wrong." While using a shelf corporation is technically legal, they become illegal if they’re used to deceive creditors. Not only are these so-called 'shortcuts' expensive, but how you choose to use that shelf corporation could cost you more than money. Reach out if you want to achieve actual business credit (without looking o