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How to access the D&B DUNSmanager® to submit updates or launch slow payment disputes.



When you submit an application for credit, you are providing only the basic information a potential creditor needs to make a preliminary decision, but there are many factors that need to be synchronized for the credit process to work.

Lenders need more than basic data to convert that initial application into a high-dollar approval. They also need “R-E-S-P-E-C-T”.

Seven Factors in Funding
R- Responsibility E- Endurance S- Scoring P- Performance E- Expenses C- Creditworthiness T- Trustworthiness

Let’s break down the seven elements creditors are looking for when making a determination about your company.


Has your company responsibly managed credit in the past? Are you aware of your company’s reputation in the credit world? Are you proactive in managing and maintaining that reputation?

ENDURANCE Has your company endured growing pains and thrived? Will your company be capable of taking on increased debt? Is there evidence of struggle and instability?

SCORING Does your company have full scores and ratings in the business credit profile? Is there positive proof of credit history in many areas? Is there derogatory information in your file?

PERFORMANCE Is your company showing consistent growth? Are your numbers improving over time? Do you have an established record of performance with prior vendors and suppliers?