Updated: Feb 4
By now, you've probably used some of the vendors I've provided in order to establish a D&B Paydex score, but have you re-used them lately? If not, you may not be getting the most bang for your buck. And worse yet, they may have already dropped off your report altogether.
Manually added payment history stays in your D&B report for 24-28 months, but history that flows in from auto-reporters can drop out of your report in half that time if you don't re-use the accounts at least once per year.
As you can see by the payment history shown below, I have an old $50 COD transaction that reported to my D&B file back in January of 2017.