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Fast and Affordable Services to Build and
Boost Your Corporate Credit Scores and Ratings
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Our blog posts provide free information for any business owner who wants to build or boost their credit.
Additional paid services are also available here for those who need assistance.


Turbo-Boost Your Paydex Score
Whether you need to purchase inventory, add a new vehicle to the fleet, hire new staff, buy investment property, or lower insurance...
Joy Greenwood
Mar 27, 20175 min read


You Can Change Your D&B Rating
Contrary to what most frustrated business owners believe, there is no mystery formula and no secret algorithm that establishes this score. There is no personal influence that can be weighed in from any D&B employee. Amazingly enough, you can be the deciding vote on what your D&B rating will be. But before you do anything, you need to understand the score and what you can do to influence it. Reach out to me directly if you want to boost your business credit scores and ratin
Joy Greenwood
Mar 10, 20174 min read


Don't Cheat Your Payment History
Do you think "it takes money to make money" translates to "it takes credit to make credit?" If so, you may be cheating yourself and your...
Joy Greenwood
Feb 27, 20173 min read


Big Business vs Small Business: Who Needs D&B More?
• There are 32 million businesses in America. • 22 million are small businesses who generate 54% of the nation's products or services. •...
Joy Greenwood
Feb 9, 20175 min read


Tax Time: Better Accounting Practices Boost Your Corporate Creditworthiness
As a business owner, you'll find you have to wear many hats. This could mean you are in charge of product development, marketing, social...
Joy Greenwood
Jan 27, 20174 min read


ANOTHER YEAR OLDER (AND BETTER!)
There is more to celebrate next week than just the relief of watching another year fade into the distance. With negative presidential...
Joy Greenwood
Dec 23, 20163 min read


'TIS THE SEASON TO BOOST CREDIT
Yes, it's the season for spending, and if you're anything like me, chances are you'll be spending more than planned. But this is also...
Joy Greenwood
Dec 7, 20163 min read


WHO'S CHECKING YOUR BUSINESS CREDIT REPORT?
Did you recently get an alert notification that someone is checking your business credit report? If so, you may have some questions...
Joy Greenwood
Nov 29, 20165 min read


PAYDEX: Understanding Your Score
An 80 Paydex score is considered "optimum" because it indicates a commercial concern pays the vast majority (if not all) of their business debt on-time. While it is possible to achieve higher than 80, to do so would require your suppliers report to D&B that you primarily pay on discount, known as "anticipatory" payments. Commercial operations who pay their debts using discounted net terms — such as 2% 10 Net 30 — can often find themselves with a Paydex score above 80.
Joy Greenwood
Oct 25, 20164 min read


BENEFITS OF A SECURED CREDIT CARD
Business owners usually have no difficulty achieving unsecured credit lines with suppliers. But, while many vendors and suppliers allow...
Joy Greenwood
Oct 21, 20165 min read


ARE PERSONAL CREDIT SCORES DECEPTIVE?
Lately, I've been feeling proud of myself. I began dedicating time, energy, and money into correcting and improving my personal credit. ...
Joy Greenwood
Oct 6, 20166 min read


WHAT ARE YOU MADE OF?
There's a old saying: The same boiling water that softens the potato hardens the egg. It's about what you're made of, not the...
Joy Greenwood
Sep 23, 20165 min read


AM I READY FOR BUSINESS CREDIT?
One of the most common questions I get asked every week during our free consultations is about qualifying for a corporate credit card...
Joy Greenwood
Sep 8, 20163 min read


SMALL TRADELINES ARE A BIG DEAL
One of the first things we do for our clients is create new accounts they can use to build their business credit. These are generally...
Joy Greenwood
Aug 23, 20163 min read


5 FREE THINGS YOU CAN DO TODAY
Check out these super easy (and free!) tips and tricks for boosting your corporate credit scores and ratings. Most of them are simple...
Joy Greenwood
Aug 5, 20162 min read


WHY WAS MY APPLICATION DENIED?
Over the years, we have assisted many clients through the process of applying for credit. Along with lots of approvals, there have been...
Joy Greenwood
Jul 19, 20164 min read


OH, THOSE NINE LITTLE NUMBERS!
At some point back in time, some so-called credit guru recommended business owners put their EIN number or DUNS number in the slot where...
Joy Greenwood
Jul 8, 20165 min read


DECLARE FINANCIAL INDEPENDENCE
We hold these truths to be self-evident, that all businesses are not created equal. In reality, even similar businesses right next door...
Joy Greenwood
Jun 28, 20163 min read


45 REASONS FOR DECLINED VENDORS
Business owners often submit trade references to be included in their business credit file only to later find they were not accepted or...
Joy Greenwood
May 13, 20162 min read


CELEBRATE SMALL BUSINESS
Every huge company in America was once a small business. Whether started in the spare bedroom, at the kitchen table, or by clearing out...
Joy Greenwood
Apr 29, 20162 min read
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