Years ago, my brother relayed a story about one of his customers. "Maria" he said, "makes the best tortillas you have ever tasted. No...

Are you one of those people who are reluctant to apply for business credit if you know you'll be required to attach your personal social...

In case you haven't heard, the big 3 consumer credit bureaus are changing their ways. Experian, Equifax and Transunion have announced...

If you are still trying to find easy ways to boost your business credibility, this one tip may mean a world of difference. One of the...

It was a question I had answered a hundred times before, but somehow, it still left me shaking my head. "Can you help me get trade lines...

Are you making progress in your quest for better business credit? If your company has paid for any products or services in the past 12...

By now, you probably already know that you need payment history to boost your business credit scores and ratings. What you might not...

I guess the real question I should ask is "Are you planning to always be a small home-based business?" Or... "Do you plan on carrying...

Whether you need to purchase inventory, add a new vehicle to the fleet, hire new staff, buy investment property, or lower insurance...

Contrary to what most frustrated business owners believe, there is no mystery formula and no secret algorithm that establishes this score. There is no personal influence that can be weighed in from any D&B employee. Amazingly enough, you can be the deciding vote on what your D&B rating will be. But before you do anything, you need to understand the score and what you can do to influence it. Reach out to me directly if you want to boost your business credit scores and ratin

Do you think "it takes money to make money" translates to "it takes credit to make credit?" If so, you may be cheating yourself and your...

• There are 32 million businesses in America. • 22 million are small businesses who generate 54% of the nation's products or services. •...

As a business owner, you'll find you have to wear many hats. This could mean you are in charge of product development, marketing, social...

There is more to celebrate next week than just the relief of watching another year fade into the distance. With negative presidential...

Yes, it's the season for spending, and if you're anything like me, chances are you'll be spending more than planned. But this is also...

Did you recently get an alert notification that someone is checking your business credit report? If so, you may have some questions...

An 80 Paydex score is considered "optimum" because it indicates a commercial concern pays the vast majority (if not all) of their business debt on-time. While it is possible to achieve higher than 80, to do so would require your suppliers report to D&B that you primarily pay on discount, known as "anticipatory" payments. Commercial operations who pay their debts using discounted net terms — such as 2% 10 Net 30 — can often find themselves with a Paydex score above 80.

Business owners usually have no difficulty achieving unsecured credit lines with suppliers. But, while many vendors and suppliers allow...

Lately, I've been feeling proud of myself. I began dedicating time, energy, and money into correcting and improving my personal credit. ...

There's a old saying: The same boiling water that softens the potato hardens the egg. It's about what you're made of, not the...