Red-flagged Creditbuilding Strategies

Updated: Feb 4

There is nothing more frustrating than listening to the heart-wrenching tale of a small business owner whose bogus strategy or "shortcut" to building business credit has collapsed around them, leaving their D&B credit file downgraded (or worse) and their company's reputation in tatters. If they're really lucky, they haven't had to call a lawyer... yet.

I get calls, literally, every single day from some poor soul who stumbled across the latest "get rich quick" scheme for building business credit or got suckered into a program touting outrageous pie-in-the-sky results. They have spent hundreds (if not thousands) to get from point A to point B, only to find themselves back at square one when D&B throws the hammer down and they're left empty-handed, or worse... in deep debt and facing criminal prosecution.

Speaking as someone who once worked for Dun & Bradstreet, let me start by saying that D&B's primary focus is NOT on making your business more credible or creditworthy, but rather to protect the financial interests of THEIR customers — the banks, credit card companies, major retailers, insurance carriers, and high-value suppliers who spend millions of dollars each year pulling credit reports on your business.

For this reason, D&B is diligent is tracking every element of