Did you know that D&B offers a free 7-day look at your D&B data, scores and ratings? While the service is intended to entice small business owners into purchasing one of their paid services, the free 7-day look is also providing many with a welcome overview of the data and scores that impact their ability to get contracts and achieve credit approvals.
When you sign up for the free 7-day Creditbuilder service, you will be given access to just one page — a summary of the scores and ratings that define your company's credibility and creditworthiness, including:
Your Company's General Data
Credit Limit Recommendation
Delinquency Predictor Percentile
Financial Stress Percentile
Supplier Evaluation Risk Rating
D&B Viability Rating (partial)
Legal Events Summary
Trade Payment Summary
Basic Family Tree Data
12 Month Inquiry Summary
If you want to access any of the other pages to view more in-depth details, you'll need to upgrade to the paid service (which is what D&B is hoping for.)
Funny thing, though... There's a trick to being able to get access to the free version. You can't just fill in the blanks like you would normally. If you do, you will get an error message saying your company "can't be found". I guess that's D&B's way of making sure that you have to talk to a sales rep so they can talk you into buying the paid version.
But if you follow our instructions, you can skip that hassle and get access in less than 60 seconds!
Just go to: https://products.dandb.com/creditbuilder/b2b/
Put in your company name
Leave the city blank
Put in your state
Choose your company from the list
Fill in your email address and name
If you already have an account at www.DandB.com, you can access your report directly from your existing dashboard.
If you don't already have an account at www.DandB.com, one will be created for you under the email address you provided and you will receive an email with a temporary password you can use to access the account and set up your permanent password.
From the Dashboard, just click Launch to get access to the Creditbuilder Free trial service.
Just an FYI... For the most part, the Company Profile should contain specific data in all of the categories shown below. If anything is missing, it can keep you from having all of your scores and a full D&B rating. Absence of that rating is the one factor that usually stands between your company achieving credit approvals based SOLELY on its own merit or requiring a personal guarantee.
Your D-U-N-S Number
State of Incorporation
Mailing Address (if different from physical)
Estimated Annual Sales
Age (and Year Started)
Line of Business
If you need help analyzing the data or scores in the free Creditbuilder review, just save a copy of the report to your computer and then email it to me. I'll gladly take a look at the report (at no charge) and provide you with a summary of what is missing and what you can do (yourself) to improve the file.
If you would like me to take on the task of updating the data and building the scores, you may be interested in signing up for my Powerboost service. You can see what is included in that service HERE.