If anyone is going to paint a picture of your business, don't you think your hand should be on the brush?
D&B® will create a composite credit profile based upon information that is provided by local, state, and federal agencies, third party resources, your vendors and suppliers, and you, as an active participant in your own business. They are going to paint a picture onto the canvas of a corporate credit report that will represent you and your business -- impacting your credit approvals, bids you submit on projects, and even the interest rates you are given on loans, insurance, and credit cards.
History has proven that businesses can be impacted by factors that are within their control as much as factors that are outside of their control. D&B® will generate scores and ratings based on 75 different factors they have found to have defining impacts on a company's financial status, longevity and credibility.
They know, for instance:
A hurricane will affect every business, even those NOT directly in it's path
A change in business management affects the way bills are paid
A drought will affect a broad spectrum of businesses
Sudden employee hires and layoffs affect pricing and product flow
Providing additional products or services will affect your cash flow
A rapid change in payment habits foresees closures or bankruptcy
Negative media can be devastating
CEOs sometimes get arrested
It is crucial to your company's success that you have access to the funds you need when you need them. But it is also crucial that you get the best possible interest rates for that funding. Believe it our not, YOU are the determining factor in that equation. A lack of information in your D&B profile can be just as devastating as having negative information.