Building Credit That Works For You

Too many small business owners are in the mindset that building corporate credit should be done quickly and then not given another thought.  What they fail to realize is -- if you build that credit correctly while you are in the process of building your business -- it will continue to grow and work for you long into the future.

No matter what you do, your business requires tools.  A chef needs pots, pans, and food to prepare.  A car dealership needs access to vehicles, a place to sell them, and people who know what their talking about.  A realtor needs properties, signs, phones, and sales professionals.  But even with all these elements in place, a weak corporate reputation can keep your potential clients and customers from trusting, and keep your business from being able to succeed.

A strong corporate reputation is required in today's tough markets -- equally  as important as any other tool in your chest. But if you are currently working with a company that is using shady techniques, you may find out it will cost you more to get to your goals, and could cost your business it's reputation.  You should know what is actually in store for you before you begin.

For over 175 years, Dun & Bradstreet has been in the business of measuring risk.  They have made it their business to gauge your business on a standard of how it performs against other companies your age, your size, and in your industry.  They have seen businesses grow and thrive while others crumble and fail. And they have learned their lessons by thwarting the efforts of those who attempt to deceive creditors and suppliers.

D&B may not always be right, and they certainly won't always make it easy, but they have fought hard to become the standard by which all others are judged.  If there is negative information in your corporate credit file, they provide options to dispute it.  If there is missing information, they provide free services to correct the data.  If you have vendors and suppliers who can provide verifiable payment history, they provide options for reporting that information. 

If D&B sees certain red flag behaviors, they could put your credit file under investigation, downgrade your creditworthiness, or even sever your ability to get any credit at all.  Their subjective algorithms and trained eyes will spot pattern behaviors that indicate risk, and they will stop it dead in its tracks.  In short, they understand that alot is riding on reputation -- theirs and yours.

Starpoint Credit Solutions understands that, as well.  Having been employed and trained by D&B, we understand the data and it's impact on your credit reputation.  We structure our strategies to meet or exceed their standards.  We strive to build a solid, well-rounded corporate credit file that will continue to work for you as your business grows.  We know there is no one out there who knows more about your business than you, so we work directly with you, one-on-one, to ensure the best possible picture of your business is presented.

To the right, you will see what some companies may tell you about how to build corporate credit compared against what Starpoint will practice when getting you there successfully.  We see where these risky strategies have gotten others.  We have seen good businesses fall in waste.  We hear the horror stories everyday. We don't want you to become one...